What is southern auto finance company safco? Southern Auto Finance Company, also known as SAFCO, offers vehicle loans through dealerships to people with low credit or no credit. Rather than focus on credit score, it strongly considers criteria like monthly cash flow and how long you’ve held your job.How do i contact safco customer service? We’re also available via text at 44021 or you can log into your account and chat with us live during normal business hours. Talk to you soon! For help with your SAFCO customer account. (Please have your account number ready when you call.) To check status of paid-off titles. (Please allow 10 business days for processing of payoffs.)How do i make auto loan payments through safco? If you accept an auto loan through SAFCO, it offers several ways for borrowers to make their auto loan payments: To make automatic payments for free, select “Autopay” after you log into your SAFCO account. You can connect your debit card, credit card, checking account or savings account.Why choose safco? SAFCO is an industry-leading sub-prime auto finance company driven to help car buyers, dealers, and each other succeed. Drive your career forward at SAFCO, the industry-leading sub-prime auto finance company with the power to see creditworthiness where others don’t.