What does a chapter 13 bankruptcy trustee do? In a Chapter 13 bankruptcy, a trustee is the person who administers the case. Upon filing of the bankruptcy petition, a trustee is appointed to look after the debtor’s case. The trustee verifies the financial situation of the debtor and makes recommendations for preparing a repayment plan.What are the pros and cons of chapter 13 bankruptcy? Pros and Cons of Chapter 13 Bankruptcy. It makes sense because with a Chapter 13 bankruptcy you are agreeing to re-organize and pay back a portion of the debts that you owe, whereas with a Chapter 7 bankruptcy, in many instances, debts may be cancelled without payment to creditors. From a dollar and cents point of view,...What is filing for chapter 13? A Chapter 13 debtor must file with the bankruptcy court a certificate of proof establishing that an approved credit counseling agency provided debt counseling at least 180 days prior to filing for Chapter 13. If the credit counseling agency created a debt management plan, a copy must be provided to the court.Can i file chapter 13 bankruptcy again? If you receive a discharge in a Chapter 7 bankruptcy, you cannot get another Chapter 7 discharge for eight years and you cannot get a discharge in Chapter 13 bankruptcy unless you wait to file for four years. Note that the rules don't prevent you from filing for bankruptcy; they only prohibit a discharge.