Is netspend a checking account? Full Answer. NetSpend allows users to have their paychecks and government refund checks deposited directly onto their check cards. For people who do not want to open an official checking account with a local bank, but still want access to a debit card and the opportunity to withdraw from an ATM, NetSpend provides that free of charge.Does netspend accept wire transfers? A: Netspend accepts some types of wire transfers to add money to the prepaid debit cards it issues to its customers. There are several options that customers have available for these transfers.Where to deposit money for netspend? Deposit money into your NetSpend account at an authorized reload location. Reload locations include gas stations, check-cashing stores, Western Union agents, Money Gram agents and grocery stores. Pay the deposit amount with cash or a check.What is my netspend routing and account number? Log into your NetSpend credit card account and navigate to the direct deposit section under your account to find the routing number for deposits. Routing number for NetSpend is 073972181.
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