Is merrick bank legit? Merrick Bank is a legitimate bank that specializes in helping consumers rebuild bad or low credit. We like that it offers a free monthly credit score from two out of the three major credit bureaus, Experian and TransUnion.How can i check my merrick bank application status? You can check your Merrick bank application status by dialing 800 253-2322 or 800 660-8953. The representative will track your Merrick credit card through the reference code you were given at the time of application. You can also check your application status by logging to your account at https// Search for the application.Where is merrick bank located? Merrick Bank’s headquarters is located at 10705 S Jordan Gtwy, Ste 200, South Jordan, Utah 84095 with its primary merchant account pision located in Woodbury, New York.