Do insurance companies contact the beneficiary? Insurance companies try to contact beneficiaries with any information they have, but those efforts aren't always successful. For example, it can be hard to find somebody who moves or changes their name. Sometimes, the insurer doesn't even know about the insured person's death.Does the company prudential offer financial life insurances? In addition to life insurance, Prudential provides fixed and variable annuities. These products can help those who are either already retired, or those who are approaching retirement, to meet various goals. For example, those who are saving for retirement can participate in tax deferred savings.Is life insurance a contract of indemnity? Life insurance is not a contract of indemnity because it is the other type of insurance contract, a "valued contract". Indemnity insurance pays a benefit equal to the financial loss and seeks to return the insured to their original financial position.Who is financial indemnity insurance? Financial Indemnity is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.