What company is factual data? Kroll Factual Data, Inc. was formerly known as Factual Data Corporation and changed its name to Kroll Factual Data, Inc. in August 2003. The company was founded in 1985 and is based in Loveland, Colorado.Who is factual data? Founded in 1948, Factual Data is an industry leader in providing merged credit reports to banks, loan originators, financial institutions, credit unions, property management firms, and mortgage providers. Through their innovative proprietary platform, they enable their customers to make informed lending and credit decisions.What is factual data on my credit report? Factual Data is a leading provider of merged credit reports, flood zone determinations, and data verification services to the mortgage lending industry.What is a factual data credit inquiry? "Factual Data is a leading provider of independent verification services to mortgage lenders, banks, credit unions, property management firms, and other businesses. Combining innovative services with cutting-edge technology and industry-leading customer service, Factual Data enables prompt, accurate decisions.".