Is credit union a good bank? Credit unions generally provide better customer service than banks do, though the ratings for smaller banks are nearly as good. Credit unions also offer higher interest rates on deposits, lower rates on loans and lower fees. Banks often adopt new technology and tools more quickly.Does the credit union have an atm? Credit unions often have more surcharge-free ATMs than banks because they often participate in large ATM networks. The Credit Union National Association’s (CUNA) Vice President of Economics and Statistics stated that 97% of credit unions offer online banking, 47% offer mobile banking and 71% belong to a surcharge-free ATM network.How many digits in a credit union account number? These are encoded on the bottom of your checks. The first nine digits (at the bottom, starting from left) are the credit union's routing number, followed by some punctuation, followed by your 14-digit account number.Where is service credit union located? Service Credit Union has 1 location in Massachusetts and 24 in New Hampshire. The credit union serves members from offices in Apo, Bedford, Concord, Derry, Epping, Exeter, Falmouth, Hampton, Hinsdale , Hudson, Keene, Lebanon, Manchester, Mannheim, Newington, Plymouth , Portsmouth, Rochester, Salem, Somersworth and Tilton.
Bank by phone with Centra Credit Union. No Internet access? No problem! You can still manage your money 24/7 using bank-by-phone services.