What is a virtual merchant? . A virtual merchant is a website that sells goods and services to the public via online transactions with debit and credit card processing.What is a virtual merchant account? Virtual Merchant Account. Also known as eCommerce merchant account services, virtual merchant account processing provides the Internet payment gateway required for online retailers to process credit card orders from their websites in real time.What is a merchant virtual terminal? A virtual terminal is a web-based application that allows merchants to accept credit card payments using their internet-connected computers. Like the traditional credit card terminals that you see at most retail stores, virtual terminals can accept both swiped and keyed transactions.
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