How does chase business preferred cell phone protection work? The Ink Business Preferred’s cell phone protection can help if your phone is damaged. (Photo courtesy of paulzhuk/Shutterstock) To be eligible for the $600 cell phone protection, you don’t have to purchase your cell phone with the Chase Ink Business Preferred card, but you do have to pay your monthly phone bill with the card.Can a chase freedom card be used to pay a cell phone bill? You can get up to $800 per claim and $1,000 per year to cover your cell phone against theft or damages. To use this cell phone protection coverage, you’ll need to pay your monthly phone bill with your Chase Freedom Flex℠ card. You can file a maximum of two claims in a 12-month period and pay a $50 deductible per claim.How does cell phone protection work with credit cards? Credit card cell phone protection is different. When you pay your monthly bill with the card, you'll get complimentary coverage that may reimburse you for certain types of damage or theft. Restrictions vary depending on the card, but typically you'll pay a deductible and be covered up to a certain amount per claim and per year.When does american express add cell phone protection? Fortunately, the number of credit cards that offer cell phone protection has been growing in recent years, and now American Express is adding several more to the list. Starting April 1, 2021, Amex is including cell phone protection as a benefit for both new and existing card members on a dozen of its premium credit cards.
Purchase Protection is one of the protection benefits that is built in to the Chase Sapphire Preferred card. You can learn about this and other benefits of the card by clicking here. You can also apply from this page if you do not have the card.
To offset the loss of some benefits, Mastercard did add perks such as cell phone protection, which IHG cards will begin offering on Nov. 17. On the IHG Select, you’ll get $600 per claim and $1,000 per year in cell phone protection. That is slightly higher at $800 per claim and $1,000 per year on the IHG Premier.