What is cbna on credit report? CBNA mainly refers to Citibank North America, which is a major consumer and business banking institution in the United States. If you see the letters CBNA on your credit report, that means that Citibank has pulled a credit inquiry on you.What is thd cbna bank? THD/CBNA means The Home Depot/Citibank North America. It is a huge consumer and business banking institution that gives credit cards for a broad range of merchandising stores like The Home Depot.Do business credit cards report to personal credit? Nearly all small-business cards require a personal guarantee, but not all of them report to consumer credit bureaus. If you’re trying to keep your small business completely separate from your personal finances, it might make your stomach sink to see your business credit card show up on your personal credit report.What company is cbna? It is popularly known as CBNA and operate as the pision of Community Bank System. The bank is based in DeWitt, New York, United States. They serve in the area of Northeastern Pennsylvania and Upstate New York. This financial company operates over 170 customer facilities in this area.