Does usaa offer dental insurance? USAA Dental Insurance expert review by Cyril Tuohy. USAA Dental Insurance is part of the wider USAA Health Insurance umbrella. They provide dental insurance packages that vary between U.S. states and cities. Inpidual support: Benefit from hands-on help when it comes to finding the right dental insurance plan for you.Is guardian dental good? Guardian has a number of offers that are suitable for small and medium firms. Good dental care can cost you thousands of dollars if you are not protected by a good dental insurance. With Guardian, you will never face a serious problem in paying the bill. Guardian Dental Insurance is one of the leading companies in the business in the United States.Does health insurance cover dental? Surgery and other procedures that deal specifically with teeth are considered dental in nature and are typically not covered by medical insurance, though it depends on your specific policy; some plans may cover a small portion of dental costs. Wisdom teeth are commonly impacted, so removal is often covered by normal medical insurance.Is health insurance the same as dental insurance? Health Insurance and Dental insurance are definately not the same. Dental insurance most certainly is an optional product that can be purchased stand alone alongside any other medical product.